For small business owners who frequently fly with Delta Air Lines, the Delta SkyMiles Gold Business Card Amex presents a compelling option. The card offers a free first checked bag, a perk valued at up to $70 for a roundtrip flight, and a 15% savings on Delta award travel through the TakeOff 15 benefit. This Delta SkyMiles Gold Business Card Amex review: First checked focuses on the card’s key features and benefits for business travelers.
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Key Developments
The Delta SkyMiles Gold Business Card Amex is positioned as the most affordable Amex Delta business card. It features a $0 introductory annual fee for the first year, which then increases to $150. New cardholders can earn 90,000 bonus miles after spending $6,000 in the first 6 months of card membership. This offer is valid until October 29, 2025.
The card offers an ongoing purchases APR of 19.99% – 28.99% Variable, and is recommended for those with good to excellent credit scores. The rewards program includes 2x miles on purchases at U.S. shipping providers and for advertising in select media (up to $50,000 of purchases per category, per year), 2x miles on eligible purchases made directly with Delta and at restaurants, and 1x miles on all other purchases.
Unlocking Value: Travel Benefits and Perks
A significant perk of the Delta SkyMiles Gold Business Card Amex is the array of travel-related benefits. Cardholders can receive a $200 Delta Flight Credit after spending $10,000 in purchases within a year, enhancing the card’s value proposition for frequent flyers. This credit can be used toward Delta-marketed flights purchased through Delta.com or with Delta Reservations. Delta SkyMiles Gold Business Card Amex review: First checked highlights this as a key benefit.
Beyond the flight credit, cardholders and up to eight others on the same reservation enjoy Zone 5 priority boarding on Delta flights. The TakeOff 15 perk allows for a 15% discount on Delta award flights booked through Delta.com or the Fly Delta mobile app. An annual statement credit of up to $150 is available when using the card to book prepaid hotels or vacation rentals with Delta Stays on Delta.com. In-flight purchases also offer savings, with a 20% statement credit on select items. The first checked bag is free for the cardholder and up to eight companions on the same reservation.
Earning and Maximizing SkyMiles Rewards
The Delta SkyMiles Gold Business Card Amex offers multiple avenues for earning rewards. The card provides 2x miles on Delta purchases, U.S. shipping providers, advertising in select media (up to $50,000 annually), and dining. All other eligible purchases earn 1x mile. This Delta SkyMiles Gold Business Card Amex review: First checked notes the different earning rates.
Adding employee cards, up to 99, allows businesses to accumulate miles faster on employee spending. While the earning potential may not be as high as other rewards cards, the collective spending of employees can significantly boost mileage accrual. Referral bonuses are also available for successfully referring new cardholders. Additionally, points from other loyalty programs, such as Amex Membership Rewards, can be transferred to Delta SkyMiles. These points are earned via cards like the American Express® Business Gold Card and The Business Platinum Card® from American Express. However, points cannot be transferred back once moved to Delta SkyMiles.
Additional Protections and Considerations
The Delta SkyMiles Gold Business Card Amex includes several card protections. Purchase protection covers eligible new purchases against theft and accidental damage. Extended warranty coverage adds an extra year of warranty to eligible purchases with original manufacturer’s warranties of five years or less. Travel coverage includes baggage and car rental loss and damage insurance. The baggage insurance covers lost, damaged, or stolen baggage on covered trips, while the car rental insurance covers damage to or theft of eligible rental vehicles in covered territories. There are no foreign transaction fees associated with the card, making it suitable for international business travel. This Delta SkyMiles Gold Business Card Amex review: First checked also highlights the lack of foreign transaction fees.
Considerations for prospective cardholders should include the $150 annual fee after the first year and the variable APR. While the rewards program offers valuable benefits, particularly for Delta flyers, it’s essential to assess whether the spending habits of the business align with the bonus categories to maximize rewards. The $200 flight credit can be a significant incentive for those who can reach the $10,000 spending threshold.
In conclusion, the Delta SkyMiles Gold Business Card Amex offers a suite of benefits tailored to small business owners who frequently use Delta Air Lines. The free first checked bag, priority boarding, and potential for a $200 flight credit enhance the travel experience. While the annual fee and APR should be considered, the card’s rewards program and travel perks can make it a valuable asset for businesses seeking to maximize their Delta SkyMiles earnings. This Delta SkyMiles Gold Business Card Amex review: First checked helps to weigh the pros and cons.
Financial Disclaimer: This article is for informational purposes only and does not constitute financial advice. Consult a qualified financial advisor before making investment decisions.
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